Checklist
Wire fraud verification checklist
Out-of-band verification controls for community banks facing voice cloning and social engineering.
- Out-of-band verification required for wire transfers above threshold
- MFA on wire initiation workflows
- Callback numbers stored independently of email requests
- Staff training specific to voice cloning and generative phishing
- SOC tuning for anomalous authentication patterns
- Documented escalation paths for suspected fraud
Want help applying this to your environment?
Request an assessment conversation and we will map these controls to your regulatory scope.